401k company match met, Emergency fund complete, Roth IRA maxed, now what?

In my 30's. I have been putting 12k per year into my 401k (+company match), max out my Roth IRA, have a healthy emergency fund to cover a year of expenses in a HYSA. I also have roughly 20k sitting in my checking account. What is the smart thing to do with it? Should I be putting more into my 401k? Or should I be putting any extra savings into some other form of investment? submitted by /u/BobKazamakis_22 [link] [comments]